Can i be Fined for Crashing A Rental Car in Uganda 2023?

Can i be Fined for Crashing A Rental Car in Uganda 2023? Renting Cars is one of the easier. Can i be Fined for Crashing A Rental Car in Uganda 2023? Yes you are responsible for all damages on the car in case of accidents.

Renting Cars is one of the easier and stress-free ways of getting around a foreign safari destination. For business or pleasure. Whatever your reason for hiring a car during your safari. The last thing you wish to deal with is getting involved in a Car accident. However, these accidents have no formula and can happen even for Rental Cars and if you ever find yourself in such a situation, we bring you information on how to go about it.

What next after crashing a Rental Car?

First things first! When you get involved in a Car accident during your road trip, the first and most important thing is to turn off the Car Engine, followed by switching on of Hazzard lights. An Ambulance (from the nearest Health center) should be called immediately, in case there are some casualties. The nearest Police should also be called to that the accident is officially recorded. Do this, even when the car is still drivable because some drivers don’t bother calling the Police for small Bumps.

Details of everyone at the scene (including witnesses), including photos should be taken and this will help in claiming Insurance. Having done this, call the insurer and the Car Rental Company will take you (the driver) through the next steps.

Drivers are also advised to jot down the details of the Insurer they speak to on the phone, as this might be helpful in the near future.

Can i be Fined for Crashing A Rental Car in Uganda?

It is common for drivers to worry about paying for damages to the Rental Car Company after getting involved in an accident. In most cases, it depends on the type of insurance and also, it is important to determine who is/was at fault for the Car accident.

Whether you will be fined or not largely depends on the Car Insurance Policy as well as the country where you are driving the Car (whether in Uganda or across the border in Rwanda or Kenya). However, most Car Hire Companies will request Renters to agree to an excess to cover the cost of any potential damages (especially when they are at fault) and the amount depends on the level of damage and vehicle type. For damaged or stolen Cars, the driver is always liable to pay a chunk of the excess themselves.

Insurance for Rental Car Accidents

You (the renter) are responsible for any damages or loss to the Vehicle when you rent it, although the insurance coverage you have is likely to pay for the damages. However, different Car Rental companies have varying contract options that offer covers for such damages. Here are the different Insurance types offered by the majority of Car rental Companies;

Personal Accident Insurance

This nature of insurance caters to injuries to the driver or passengers during the accident.

Personal Effects Coverage

For Personal Effects Coverage, you will be covered for any lost or damaged personal belongings that you had in the Car. In most cases, this coverage is got from homeowners insurance or the Company.

Loss Damage Waiver

This type of Insurance caters to the Rental Car that is damaged or Stolen, and when this is purchased, any costs of repair or replacement will be covered by the Car rental company. However, this Insurance doesn’t protect against any damages brought about by reckless driving or from unauthorized drivers.

Supplement Liability Coverage

The Supplement Liability Coverage protects Rental Companies that would require to pay for medical costs as well as property damages when another driver is at fault/or caused your accident. This helps to supplement already existing Auto Insurance coverage.

Therefore, drivers are legally liable for causing accidents while driving and if you have insurance, these costs will be covered. For this reason, it is important to know the coverage options of the Insurance purchased. Insurance should be able to cover this accident damage unless the Rental contract is breached. This means you will be responsible for these damages.

What happens when another driver is at fault for the accident?

If the accident is a result of another driver’s fault, then he/she is liable for the damages. We (Car Rental Company) work with the other driver’s Insurer, although you might be given a small charge before the case is settled. When charged, you will require compensation from the other Driver’s Auto Insurance. For this reason, the Insurance Company will reimburse what we (the Rental Company) charged you.

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